You need to enable JavaScript in order to use the AI chatbot tool powered by ChatBot

Credit Analyst - Commercial Real Estate

City of London, London

Credit Analyst - Commercial Real Estate

  1. Permanent
£90,000 - £120,000 per annum + Bonus + Benefits
BBBH183387

City of London, London

The details

This vacancy has now expired.

Start your job search

Principal Purpose of the Job:

  • Minimise the Bank's credit-related losses by identifying and reasonably measuring the credit risks and mitigants in proposals, reviews etc.
  • Make clear and unambiguous recommendations to Credit Committee, in accordance with the Bank's credit policies, regarding the acceptability of particular business deals from a credit perspective whilst simultaneously maintaining an independent and objective view within the credit process.
  • Effectively monitoring, identifying and reasonably measuring credit risk within the Bank's asset portfolio.

Main Responsibilities & Accountabilities:

  1. Complete credit evaluation report which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation (including suggested credit enhancement as well as management conditions). Assisting with the implementation of credit risk appetite, credit policies and procedures and management processes once they are established. Make sure the credit transactions are compliant with credit policies.
  1. This position mainly focuses on Commercial Real Estate business and may also cover some other sector's credit business based on the types of proposal from front office.
  1. Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process, in accordance with the Bank's credit policies. Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed Departmental objectives.
  1. Provide Head of CRD and DGM (credit) as well as credit committee with the professional risk analysis and appropriate risk mitigation measure in a timely manner.
  1. Conduct post lending management work including but not limited to 1) monitor the credit ceilings and credit exposures carefully to ensure loan performing well with all covenants well maintained, 2) monitor the financial performance of the borrower regularly associated with market and industry dynamics, 3) monitor the conditions subsequent and ensure all conditions are met at any time through the loan life.
  1. Perform credit review and research of industry / customer-related information for all new proposals and (on at least an annual basis) for existing customers.
  1. Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.
  1. Other functions and tasks as maybe required to assist the Head/Deputy Head of Credit Risk.

For application and accessibility support, please contact your local Marks Sattin office. We're committed to protecting the privacy of all our candidates and clients, please visit https://www.markssattin.co.uk/privacy for our privacy policy.

jobs

Related jobs

Head of Commercial Finance

Salary:

£75,000 - £90,000 per annum + Car Allowance + Benefits

Location:

Crewe, Cheshire

Industry

Transport & Logistics

Qualification

Fully qualified

Market

Commerce & Industry

Salary

£80,000 - £100,000

Job Discipline

Qualified Finance

Contract Type:

Permanent

Description

Head of Commercial Finance role for a well-established organisation based just outside of Crewe paying up to £90,000 + benefits.

Reference

BBBH183457

Expiry Date

01/01/01

Nathan  Jones

Author

Nathan Jones
Find out more
Financial Controller

Salary:

£65,000 - £75,000 per annum + Additional Benefits Package

Location:

Stockport, Greater Manchester

Industry

Education

Qualification

Fully qualified

Market

Commerce & Industry

Salary

£70,000 - £80,000

Job Discipline

Qualified Finance

Contract Type:

Permanent

Description

Hands On Financial Controller role for an SME education business based in Stockport paying between £65,000 and £75,000 full or part time hours.

Reference

BBBH190012

Expiry Date

01/01/01

Nathan  Jones

Author

Nathan Jones
Find out more
Senior Finance Business Partner

Salary:

£65,000 - £75,000 per annum + Additional Benefits Package

Location:

Manchester, Greater Manchester

Industry

Transport & Logistics

Qualification

Fully qualified

Market

Commerce & Industry

Salary

£70,000 - £80,000

Job Discipline

Qualified Finance

Contract Type:

Permanent

Description

Senior Finance Business Partner role for a growing transport organisation based just outside Manchester city centre paying between £65,000-£75,000.

Reference

BBBH190407

Expiry Date

01/01/01

Nathan  Jones

Author

Nathan Jones
Find out more
Cyber Security Vulnerabilities Specialist

Salary:

£325 - £375 per day + Umbrella Company

Location:

Bath, Somerset

Industry

Manufacturing

Qualification

None specified

Market

Commerce & Industry

Salary

£350 - £450

Job Discipline

Information & Cyber Security

Contract Type:

Contract

Description

A Cyber Security Vulnerability specialist role for a manufacturing company.

Reference

BBBH190403

Expiry Date

01/01/01

Alex Dando

Author

Alex Dando
Alex Dando

Author

Alex Dando
Find out more
View all jobs
posts

Related articles

Why you need finance contractors to bolster your business
Why you need finance contractors to bolster your business

Teaser

Financial Services

Content Type

General

18/06/25

Summary

The interim and contracting industry currently accounts for a third of the world’s working population and is projected to reach $500 billion in gross volume in the next five years. Why has there

Teaser

Contract work meets rapidly changing needs. Find out more about the benefits of finance contractors.

Read full article
Stephanie Teale

by

Stephanie Teale

Stephanie Teale

by

Stephanie Teale

Tips to attract the best software engineering candidates
Tips to attract the best software engineering candidates

Teaser

Technology

Content Type

General

20/04/25

Summary

In the competitve UK tech landscape, securing top-tier softwared engineers is more than challenging than ever. The UK tech sector retains the number 1 spot in Europe and number 3 in the world as

Teaser

Learn about software engineering candidate preferences.

Read full article
Shammi  Choudhury

by

Shammi Choudhury

Shammi  Choudhury

by

Shammi Choudhury

Making the Most of Your First ACA Qualified Role in Industry
Making the Most of Your First ACA Qualified Role in Industry

Teaser

Commerce & Industry

Content Type

General

01/04/25

Summary

Transitioning from an accountancy practice into your first role in industry is a significant milestone in your professional journey. As a newly qualified ACA accountant, you bring a strong f

Teaser

Looking to make your first move into industry? We can help!

Read full article
Hannah Spears

by

Hannah Spears

Hannah Spears

by

Hannah Spears