Risk Underwriting Team Leader- Asset Finance

Hybrid working: 2 days a week in the office , Location: South-West, London

Company Profile: A leading Financial Services provider specialising in vendor and equipment finance

Successful applicant MUST have

• Credit risk or Underwriting experience within ASSET FINANCE.
• Experience underwriting high volume loans.
• Previous line management experience required.

Key Responsibilities:

• Assess financial statements and credit data to determine risk exposure.
• Analyse credit reports, market data, and collateral trends to inform underwriting decisions for Mid-Ticket & Large Ticket Deals.
• Prepare detailed risk reports with clear credit recommendations.
• Conduct due diligence and periodic transaction reviews to update credit ratings
• Ensure compliance with regulatory standards and internal credit policies.
• Monitor delinquent accounts and mitigate risk exposure.
• Maintain accurate risk data and ensure adherence to credit approvals.
• Support process improvements in risk assessment and underwriting.

Requirements:

• 3+ years of credit risk or underwriting experience.
• You must have previous line management experience.
• You must have Asset Finance experience
• Strong analytical skills with a commercial mindset.
• Confident decision-making in unsecured mid ticket to large-ticket transactions.
• Proficient in Microsoft Word and Excel.
• Self-motivated and detail-oriented team player.

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