Assistant Credit Risk Analyst - Retail Bank/Challenger Bank

London: Hybrid Working (3 days a week in the office)

We're looking for a detail-oriented and ambitious Assistant Credit Risk Analyst to join a growing Credit team within a specialist UK bank.

This is a fantastic opportunity for someone looking to build a long-term career in Credit, Risk Management or Lending, with exposure across property finance, structured lending and asset finance.

You will play a key role in supporting the oversight, governance and administration of the Credit function, including:

• Supporting Credit Committee, Policy Review and Watch & Recoveries forums (agenda preparation, packs & minutes)
• Monitoring Credit policy review cycles and maintaining action logs
• Assisting with underwriting reviews and analysis of lending submissions
• Reviewing and approving initial loan drawdowns in line with sanction conditions
• Supporting portfolio reporting and credit risk oversight
• Assisting with management of the Bank's professional panel
• Contributing to projects, change initiatives and ad-hoc Credit tasks
• You'll be part of the second line Risk function, working closely with Credit and Lending teams across the Bank.

Requirements:

• 1-3 Years of experience in credit risk or underwriting within retail banking or leasing business.
• Strong organisational and planning skills
• Excellent written communication (particularly minute-taking and reporting)
• High attention to detail
• Confident working across multiple stakeholders
• Proficient in Microsoft Office (Excel, Word, PowerPoint)
• A proactive, team-oriented mindset

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