Senior Credit Analyst
City of London, London
Senior Credit Analyst
- Permanent
City of London, London
The details
This vacancy has now expired.
Start your job searchThese positions mainly focuses on Commercial Real Estate & Commodity Finance business and may also cover some other sector's credit business based on the types of proposal from front office.
Principal Purpose of the Job:
- Minimise the Bank's credit-related losses by identifying and reasonably measuring the credit risks and mitigants in proposals, reviews etc.
- Make clear and unambiguous recommendations to Credit Committee, in accordance with the Bank's credit policies, regarding the acceptability of particular business deals from a credit perspective whilst simultaneously maintaining an independent and objective view within the credit process.
- Effectively monitoring, identifying and reasonably measuring credit risk within the Bank's asset portfolio.
Main Responsibilities & Accountabilities:
- Complete credit evaluation report which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation (including suggested credit enhancement as well as management conditions). Assisting with the implementation of credit risk appetite, credit policies and procedures and management processes once they are established. Make sure the credit transactions are compliant with credit policies.
- Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process, in accordance with the Bank's credit policies. Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed Departmental objectives.
- Provide Head of CRD and DGM (credit) as well as credit committee with the professional risk analysis and appropriate risk mitigation measure in a timely manner.
- Conduct post lending management work including but not limited to 1) monitor the credit ceilings and credit exposures carefully to ensure loan performing well with all covenants well maintained, 2) monitor the financial performance of the borrower regularly associated with market and industry dynamics, 3) monitor the conditions subsequent and ensure all conditions are met at any time through the loan life.
- Perform credit review and research of industry / customer-related information for all new proposals and (on at least an annual basis) for existing customers.
- Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.
- Other functions and tasks as maybe required to assist the Head/Deputy Head of Credit Risk.
Skills Required:
1) Possesses a minimum of 8-10 years' work experience in credit review area in Commercial Real Estate & Commodity Finance
2) In-depth knowledge and deep understanding of risks and mitigations across different industries, countries and clients' type. Business and economy related know-how, and excellent financial analysis, projection and stress test skills.
3) Exceptional analytical and negotiation skills and dedicated problem solver with a positive personality and can-do attitude.
4) Collaborative personality and ability to complete tasks independently.
Seniority Level
Mid-Senior level
Industry
- Banking
- Investment Banking
- Financial Services
Employment Type
Full-time
Job Functions
- Accounting/Auditing
- Finance
Skills
- Credit Analysis
- Risk Analysis
- Risk Management
- Commodity Risk Management
- Structured Commodity Finance (SCF)
- Commercial Real Estate
- Credit
For application and accessibility support, please contact your local Marks Sattin office. We're committed to protecting the privacy of all our candidates and clients, please visit https://www.markssattin.co.uk/privacy for our privacy policy.
Related jobs
Salary:
£130,000 - £140,000 per annum + equity, bonus and benefits
Location:
Manchester, Greater Manchester
Industry
Education
Qualification
Fully qualified
Market
Executive Search
Salary
£125,000 - £175,000
Job Discipline
Private Equity Executive Search
Contract Type:
Permanent
Description
Marks Sattin Executive Search is partnering with a PE-Backed Multisite Education business to appoint a commercially astute and strategic CFO.
Reference
TA 3481
Expiry Date
01/01/01
Author
Executive SearchAuthor
Executive SearchSalary:
£130,000 - £150,000 per annum + equity and bonus
Location:
North East England
Industry
Business Services
Qualification
Fully qualified
Market
Executive Search
Salary
£125,000 - £175,000
Job Discipline
Private Equity Executive Search
Contract Type:
Permanent
Description
Marks Sattin Executive Search is working with a fast-growing, B2B business operating in a campaign and asset-led environment.
Reference
TA 3480
Expiry Date
01/01/01
Author
Executive SearchAuthor
Executive SearchSalary:
£140,000 - £150,000 per annum + bonus and benefits
Location:
City of London, London
Industry
Real Estate
Qualification
Fully qualified
Market
Executive Search
Salary
£125,000 - £175,000
Job Discipline
Private Equity Executive Search
Contract Type:
Permanent
Description
Marks Sattin Executive Search is working with a prestigious HNW Family Office based in Central London in search of a highly capable Finance Director
Reference
TA 3479
Expiry Date
01/01/01
Author
Executive SearchAuthor
Executive SearchSalary:
£140,000 - £180,000 per annum + equity and bonus
Location:
Oxfordshire
Industry
Technology
Qualification
Fully qualified
Market
Executive Search
Salary
£175,000 - £250,000
Job Discipline
Private Equity Executive Search
Contract Type:
Permanent
Description
Marks Sattin Executive Search is working with a high-growth, PE-backed international SaaS business.
Reference
TA 3478
Expiry Date
01/01/01
Author
Executive SearchAuthor
Executive SearchRelated articles

Teaser
Financial ServicesContent Type
General
18/06/25
Summary
The interim and contracting industry currently accounts for a third of the world’s working population and is projected to reach $500 billion in gross volume in the next five years. Why has there
by
Stephanie Teale

Teaser
TechnologyContent Type
General
20/04/25
Summary
In the competitve UK tech landscape, securing top-tier softwared engineers is more than challenging than ever. The UK tech sector retains the number 1 spot in Europe and number 3 in the world as
by
Shammi Choudhury

Teaser
Commerce & IndustryContent Type
General
01/04/25
Summary
Transitioning from an accountancy practice into your first role in industry is a significant milestone in your professional journey. As a newly qualified ACA accountant, you bring a strong f
by
Hannah Spears