Credit Portfolio Officer
- Permanent
London
The details
Principal Purpose of the Job:
- Responsible for assessing, analysing, and managing the potential risks associated with extending credit businesses or other entities.
- Minimise the Bank's credit-related losses by monitoring and analysing the loan portfolio and identifying early warning signals.
- To achieve the objectives at the portfolio levels while considering risk tolerance, return expectations, and market conditions.
- Ensure timely delivery and accuracy of internal and external report.
- Produce reports both in Chinese and English.
- Assist the Head/Deputy Head of Credit Management Department with departmental projects and tasks
Main Responsibilities and Accountabilities:
- Portfolio monitoring: continuously monitor the credit portfolio to identify important message/early warning signals of distress or deteriorating credit quality by tracking and analysing the repayment patterns, financial covenants, internal rating, country risk, large exposure, and other changes related to credit risk.
- Credit risk control reporting and analysis: prepare regular reports/MI pack to the Management, committees, Head Office, regulators and other relevant stakeholders, providing updates and analysis on credit risk exposure, risk appetite metrics, and other indicators to reflect the effectiveness of risk management strategies.
- Credit risk control: including limit reservations for derivatives and money market, and etc.
- Credit Risk Analysis: Evaluate the credit risk impact to the Bank's loan book by monitoring and analysing macro economy, industry/sector trends, peers performance, products, and other specific in depth analysis.
- Asset Quality management: accountability assessment of non-performing loans and write-off.
- IFRS 9 provision model calculating and provision overlay charges memo drafting.
- Other functions and tasks to assist the Head/Deputy Head of Department, such as policy, procedure and operating manual review and renewal.
Skills Required:
- Possesses a minimum of 2 years' + work experience in credit portfolio management area.
- Good written and verbal skills in both English and Mandarin are essential.
- An ability to work unsupervised, good time management skills are essential
- Strong data analysis capability with tools like Excel and Power BI. Python and Access optional.
- Proficient and skilled with Microsoft Word and PowerPoint etc.
- Excellent communication and interpersonal skills.
**Please note that you will need to be in the office 5 days a week**
For application and accessibility support, please contact your local Marks Sattin office. We're committed to protecting the privacy of all our candidates and clients, please visit https://www.markssattin.co.uk/privacy for our privacy policy.
Related jobs
Salary:
£100,000 - £110,000 per annum + + bonus + benefits
Location:
City of London, London
Industry
FinTech
Qualification
None specified
Market
Financial Services
Salary
£100,000 - £125,000
Job Discipline
Compliance
Contract Type:
Permanent
Description
An award winning, globally recognised brokerage platform is looking for their next regulatory compliance professional to join their team.
Reference
BBBH183404
Expiry Date
01/01/01
Author
Florin HodinituAuthor
Florin HodinituSalary:
£200,000 - £260,000 per annum + shares and benefits
Location:
City of London, London
Industry
Professional Services
Qualification
Fully qualified
Market
Executive Search
Salary
£250,000 +
Job Discipline
Private Equity Executive Search
Contract Type:
Permanent
Description
Marks Sattin Executive Search is working with an AIM-listed professional services business
Reference
TA 3441
Expiry Date
01/01/01
Author
Executive SearchAuthor
Executive SearchSalary:
£130,000 - £140,000 per annum + equity and benefits
Location:
Manchester, Greater Manchester
Industry
Education
Qualification
Fully qualified
Market
Executive Search
Salary
£125,000 - £175,000
Job Discipline
Private Equity Executive Search
Contract Type:
Permanent
Description
Marks Sattin Executive Search is partnering with a PE-Backed Multisite Education business to appoint a commercially astute and strategic CFO.
Reference
TA 3438
Expiry Date
01/01/01
Author
Executive SearchAuthor
Executive SearchSalary:
£150,000 - £200,000 per annum + equity and benefits
Location:
City of London, London
Industry
Business Services
Qualification
Fully qualified
Market
Executive Search
Salary
£175,000 - £250,000
Job Discipline
Private Equity Executive Search
Contract Type:
Permanent
Description
Marks Sattin Executive Search is working with an International PE-backed B2B Consultancy
Reference
TA 3439
Expiry Date
01/01/01
Author
Executive SearchAuthor
Executive SearchRelated articles

Teaser
TechnologyContent Type
General
20/04/25
Summary
In the competitve UK tech landscape, securing top-tier softwared engineers is more than challenging than ever. The UK tech sector retains the number 1 spot in Europe and number 3 in the world as
by
Shammi Choudhury

Teaser
Commerce & IndustryContent Type
General
01/04/25
Summary
Transitioning from an accountancy practice into your first role in industry is a significant milestone in your professional journey. As a newly qualified ACA accountant, you bring a strong f
by
Hannah Spears

Teaser
Finance & AccountingContent Type
Career Advice
29/03/25
Summary
ACA. ACCA. CIMA. AAT. ICAS. CIPFA. You probably know what these qualifications are and understand the importance they hold in a career in accountancy. If you’re about to become a qualified accountant
by
Harry Latham