Marks Sattin are proud to be partnered with a leading building society to assist in their search for a Credit risk oversight manager.

This leading building society are putting their customers at the heart of what they do, ensuring that their market leading products are at the forefront of their day to day focus. With a big focus on their staff development and constantly embracing innovation and technology to ensure everyone can maximise their potential.

As a Risk Oversight Manager, you will act as a subject matter expert on all retail credit risk thematic reviews to support the delivery of the Prudential Risk Oversight Plan. This will cover all stages of the account life cycle (underwriting, on-going account management, collections, and recoveries) as well as the suitability of any 3rd parties engaged (e.g., valuers, intermediaries).

Applying technical knowledge to ensure retail credit risk is managed to a high standard and within a robust control framework. Act as an enabler for the business to better understand and manage their risk profile, providing advice and challenge to 1st line risk teams through impactful and highly influential engagement up to Chief Officer levels.

About you

We are looking for someone who has a demonstrable retail credit risk background with strong stakeholder management and communication skills.

• Act as a subject matter expert and take the lead to deliver thematic retail credit risk oversight reviews, which provide insightful, accurate and meaningful findings to support the 2LoD Retail Credit Risk Oversight Business Partner in understanding key risks within lending portfolios.
• Responsible for leading the engagement with key business stakeholders and divisions on thematic reviews. Be highly effective at providing clear advice, challenge, and expertise on a range of complex issues up to Chief Officer level.
• Contribute to and support the business to act upon the findings from second line thematic reviews to ensure compliance to relevant regulations, Society policy and industry best practice. Support the business in delivering the Retail Lending Strategy and be accountable for ensuring that sufficient action is taken to mitigate risks identified or enhance strategic deliverables.
• Play a leading role in developing robust oversight practices, identifying new approaches that should be embedded and taking personal ownership for implementing necessary changes to drive forward the capability and effectiveness of the Prudential Risk department.
• Take the lead in delivering timely analysis on the Society's Retail Credit Risk portfolios to enable robust day to day challenge of 1st line business teams to protect the Society from unexpected financial shocks.

About You

• Demonstrable experience of Retail credit risk management through all stages of the account life cycle (underwriting, on-going account management, collections, and recoveries).
• Deep understanding of risk management and how this aligns to retail lending.
• Good awareness of the economic climate and regulatory environment relating to commercial credit risk.
• Continuous improvement mind set, always looking for ways we can improve our ways of working.
• Excellent communication skills, in particular in translating technical concepts and facts into clear understandable written reports for commercial and operational colleagues.
• Strong stakeholder management skills, with the ability to demonstrate your credibility quickly.

You will be rewarded with a salary of £65,000 - £70,000 + bonus and bens, with an office presence needed of twice a month. My client operates a flexible working policy giving you the freedom needed to have a great work/life balance.